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submitted by freispiele to u/freispiele [link] [comments]

My guide to start working online. After doing this for three years, I am on track to make $40,000 this year from it.

I have posted something very similar here a few times, and it usually gets a good amount of attention. I apologize if you have seen it before, but some people haven't and they could use the money. In 2018 I made about 15k from this guide (give or take a few sites). In 2019 it was closer to 25k. This year I am on track to make 40k.
I also want to preface this by saying that this post has refs in it. Some are mine, some are random Redditors, and some don't have one. If that upsets you for some reason, click the link, delete the stuff after .com and submit again and that will take care of it.

Top deals for September 2020

Swagbucks $10-$35 Hulu deal
Right now SB has another deal where you get credits to sign up to Hulu with the $5.99 plan. It may only be $20 or it may be $35 when you check as they seem to change it day to day. Since this deal has new terms, the credits might be paid out immediately or after 32 days. The credits can be used for Amazon GC or PayPal credit (both take a few days to get processed). Not only that, but you can get a $25 Amazon GC for $22 worth of points, so you can make even more. You can cancel the subscription after 8 days, but no sooner so you don't lose the points. So, five minutes of work for the equivalent of $16-$29 and a free month of Hulu.
$50 from SoFi for opening an account and direct depositing
This one will require you to have $500 that you can direct deposit. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $500 twice to the account, and wait for a few days. After the deposit clears (1-2 business days), SoFi will instantly give you $50 bonus. After you get the $50 bonus you can pull out all money and close the account or keep using it.
Another $50 from SoFi but for stocks
After you get the $50 sign up bonus from SoFi Money, flip it through this link and fund the invest account. Since I (and you now) already had an account, it literally took under 5 minutes to set up and fund the account. Either way you do it, SoFi will give you an additional $50 in free stock of your choice. Keep it and hope it grows, or sell it for the quick $50 profit.
$50 from Chime for opening an account and depositing $200
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out.
$50 from eToro
This is a crypto trading account. The same deal as the other ones. Fund the account using the ref link and get $50. The wait time on this one is usually around 7 business days.
$10-$120 in crypto for watching videos and answering quiz questions
$10 from Coinbase if you buy / sell $100 or more worth of crypto
This is a crypto trading account. The link takes you to the account signup screen. After you create the account visit coinbase.com/trade and initiate a buy or sell (in case you transferred crypto into Coinbase from another account) of $100 USD or more (or 100 USD equivalent of your domestic currency) within 180 days of opening and you will receive a $10 bonus (or local equivalent). Orders can take up to 4 business days to complete.
Pretty much just watch and answer videos for varying types of crypto. The crypto you earn will get deposited into the wallet you create, which can then be cashed out into USD. Depending on the day, you can earn up to $120 if all free tokens are available.
$10-$40 for signing up with OhmConnect
A great website if you have one of a few utility companies in California, Texas, or Toronto. OhmConnect supports PGE, SCE, SDGE, Smart Meter Texas, and Toronto Hydro. You essentially just connect your utility account, and earn points. You earn $10 after signing up and getting to a status level of Silver (took me like 10 minutes). $10 more if you connect a smart device like NEST.
Several hundred for test driving cars
Pretty easy. Click the link, go through the dealerships, get your code, test drive a car, and get paid. I did this last year and I was in and out on my lunch break. These offers come and go all year, so check frequently.
UNCLAIMED/ABANDONED PROPERTY
States return millions of dollars worth of unclaimed property a year. Unclaimed property typically consists of unclaimed money in accounts that have sat dormant for more than a year. Every state has its own abandoned property site but a good place to start is MissingMoney.com. It’s very simple to search there. If anything comes up, continue the search/filing on your states gov website. Example: California’s is https://ucpi.sco.ca.gov/UCP/Default.aspx. Just cashed a check for $35 from an account I closed years ago.
The following are ref links that I am putting in for a random Redditor or two, just to spread goodwill and try to give back to all of you. I get nothing from these and will be doing this for one or two random people every month. PM me if you want your ref link featured here. The Redditor for September is u/moongains
PERKSY
From Moon: Perksy is a survey app with nice payouts and a fun vibe. I’ve made about $50 on the app with little effort.

Ok. Back to the main post content.

Hey everyone. This is an all-inclusive write-up compiling all of my past posts on how I am making upwards of $1,000 a month through the use of beermoney sites. Beermoney is, according to Urban Dictionary, "Extra money for non-essential payments, available for spending on luxuries, hobbies, or a fresh pint of your favorite draft." I use this definition, because this is (in most cases) not intended to be a primary source of income. This is a way to supplement what you already have. There is no way to know what you will make any given month, so do not count on it. My worst month I only made around $500 and my best I made over $2,000. You can also check out my post on using apps to save money and earn cash back.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means and refs are included. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will include time requirements to make this money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
I personally invest anywhere from 20 to 30 hours a week doing these sites, on top of my day job. Some days I will make $20 all day, and others I will make over $200. I prefer this, as opposed to a second job, because I can pay partial attention to a laptop and 'clock-out' when I want to focus on family or Netflix. This works better for my temperament and preferences.
Tech required: A working laptop, a cellphone (in some cases), an internet connection, and a fairly good amount of patience to learn. If you are in a position where these tools are not available, you can also do many of these from a library.
I put all of this info into an e-book, plus a TON of other stuff that was either written by me, or compiled from others (with their permission). Here is a link to it. If you tried even half of the stuff in the book, you would make your money back in less than a day.
The dollar amounts next to each site are what I made in 2018. 2019 and 2020 were considerably more, but I have been too lazy to update all of these. Anyway, on to the revenue streams:
SwagBucks ($775) Surveys – Majority of countries– This is more of a catch-all for stuff to do when you want to make and save money. You can do surveys, play games, and watch videos to earn points. You can also get cash back from using SB to visit and buy from different stores. You get paid in points which can be used to purchase gift cards or sent directly to PayPal. Each point is the equivalent of $0.01. Usually, SB will have deals where you can get certain gift cards for less. For example, a $20 Amazon gift card for 1800 SB points. The payout can be slow, but if you don’t mind running ads in the background, using a plug-in to save money while you shop, or killing time playing a game, SwagBucks can be a great way to earn $20 a month.
Mturk ($3,142): Small tasks and surveys - US mainly. Confirmed also in Canada, Europe, & Aus. - This is by far the one I spent the most time on and has been the best earner. This site lets humans perform small tasks that robots still cannot do well. It is owned by Amazon. Downside is there are slim pickings on weekends and when colleges are out on vacation. I typically stick to surveys, but once in a while do batch jobs which there are more of. You have to wait a week for your first payout, which will go to an Amazon payment account. You can the get payouts one time per day after that. Approval for mturk can sometimes be a pain in the ass, almost impossible if you are not from the US, but is definitely worth it in my opinion if you can get approved.
Secret shopper US and Secret shopper UK ($485): In-person store evaluation - US and UK only - These links will take you directly to a sign-up page. US version populates with my ref code. Feel free to delete it before signing up, if you want. You will be taken to the app store where you can download the actual app on your phone. Essentially, you go to stores near you that are identified in the app and take pictures or videos of specific items. I like this one because I have the ability to make a few extra bucks if I am already out shopping. The pay for this one averages about $15/hr. Note: I have not tried the UK version, but it was recommended by another Redditor.
Usertesting ($800): Website evaluation - US & maybe select others - This site allows you to review new websites and apps. The pay is usually $10 per recorded test lasting 10-15 minutes. Sometimes the pay is more, but never less. I average a few tests a week. Some weeks I will get a dozen tests, other weeks nothing. This one is great to practice your feedback skills, which open up a lot of other doors. Pay is through PayPal, one week (to the minute) after the test is complete.
Redbubble ([$305]: T-shirt creation - Worldwide - After getting rejected by merch by Amazon, I came here. You design and publish t-shirts, phone cases, and about 20 other mixed products, with each sell netting you a few bucks. They are based in Australia, and do pay-outs once a month on the 15th via PayPal. You do all of the uploading and just wait for people to find it with keywords or searches. Great if you are artistic or know how to use any creative software.
Prolific.ac ($3,500): Based in the UK, this used to be one of my favorites because they pay in Great British Pound (GBP) which is the equivalent to 1.25x the USD. Prolific is similar to Mturk (listed earlier) in that all you do is fill out surveys. Pay is better than Mturk, but the availability of surveys is not as great. In fact, I personally haven't seen a survey in months, but see others get them often. The initial questionnaire you have to fill out is a bit long taking me about 20 minutes, but ensures you qualify for every survey they show you and will never get disqualified for not meeting the demographic. You have to hit £5 before you can cash out, but you get this after a few days of watching for surveys. Leave it open in a tab and check it throughout the day. I wish I could do this one all day because the pay rocks, but I only see a few a day. They pay out in PayPal anytime you request it and have a balance of over £5.
Ebay ($190): Selling goods - Worldwide - Not much explanation needed here. You buy stuff in-person low, and sell online high. Here is a $2.99 beginner's guide dedicated to flipping that covers absolutely everything you need to know (also mine).
PlaytestCloud ($190): Video game testing - Many countries - This is just simple game testing. It is super fun, very quick, and you get to test new games before anyone else. They send you tests for different listed devices, you download the game file, and they record your screen and voice. The only issue I have with this one is that you are only able to test 3-4 games per month, at $9-$11 each. Paid almost immediately after each test via PayPal.
UsabilityHub ($15): App testing - Many countries - This one lets the user take quick one or two minute surveys on your opinion of an app screen. They pay for this averages to about $.10 a minute, so it is nothing spectacular. Just leave it open in another tab and take a quick survey when you hear a new one come available.
UserInterviews ($50): Studies - US & maybe select others - Similar to Respondent, but with less approval when filling out the demographics for each study.
Product Testing ($1,500): Mainly US & some UK/CA - There are places online that will pay you to leave positive/negative reviews for companies or purchase products. This is actually a big business model in China and other S.E.A. countries. Personally, I already know that Amazon reviews, Yelp, BBB, and everything in the middle are at least half fake reviews; so I may as well monetize on it. If this is something that sounds interesting, here is more info.
Reddit subs($2,300): It is super simple to use Reddit as more than a social media tool or news website. Knowing the right subs to subscribe to, and what to look for, can help you make a few extra hundred bucks a month. There are a ton that you can find small or medium jobs on, but I am only going to outline the top four that have worked for me.
/slavelabour: This sub is normally dedicated to doing cheap jobs for people, at cheap rates. I have both had things done for me here, as well as completed a lot of tasks. It may seem daunting at first, with people offering $2 to write an essay (seriously though.. no homework here), but there are gems to be found. Two of my best jobs have been creating meal plans for $60, and finding the name of a book for $80. Cancel that. SL is now power mods that block the decent work and only allow the trash jobs. No longer worth the time. I only leave it up as people ask about it when I don't.
/signupsforpay: Since slave labour does not allow paying people to sign up for websites, this is where to go to make a few bucks with signups. From connecting your gas and electric information, to signing up with Acorns, I have probably made a grand total of $100 here. Nothing overly special, but $100 is $100.
/giftcardexchange: This is one of my favorites, because you can buy and sell all of those gift cards you have/want. Have a $20 gift card from a family member that you will never use? Sell it here for 80-90%. Want to buy Amazon gift cards for less than face value? Get 'em here. I do a lot of buying on Amazon, so this sub has easily saved me hundreds over the course of using it. Caution: Trade carefully.
I know this is a lot of info and a bunch of it is repetitive from my last post, but I wanted to provide as much info as possible for the compiled post. Hope it helps!
submitted by SuperSecretSpare to povertyfinance [link] [comments]

Max $5147, $1391 guaranteed- ServiceCU,Wings,Oxygen,SoFiMoney/Invest/Loans,Webull,Chime,Public,Aspiration, FirstTrade, Dough, Stash, Voyager, Moomoo, Root, TradeUP, Gemini, Qapital, Robinhood, M1, Acorns, ChaseFreedom, DiscoverIT, E*Trade, PMCU, SkyOne, Orchid, PersCap, Constant, Celsius, Crypto.com

There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Banks

Stocks

Cryptocurrency

Credit Cards

Other

--Details on each offer below--

Banks-

SoFi Money

SoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
And you can close the account at any time with no fees or consequences-
I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from most bank accounts and still get the bonus.
referral link- https://chime.com/milazadrozny

Wings

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
No fees, no catches, can withdraw and close account any time fee free.
referral link-https://www.wingsfinancial/newcustform/109cb9ea

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Stash

Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
referral link- https://get.stashinvest.com/amadeowpr10

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, fee free!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

Oxygen

Oxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily game this). PM me if you want a link for this one.

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Public

Public is another commission free stock trading app which gives you a free stock (valued up to $50) when you create an account via a referral link. No initial deposit is required.
Public is available on iOS or Android only.
referral link- http://share.public.com/rayruiu

FirstTrade

FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to $200) when you open an account via a referral link. No initial deposit is required.
FirstTrade is available on iOS or Android only.
referral link- https://share.firstrade.com/MilaAQOK

Dough

Dough is a commission free stock trading app which gives you a free stock (valued $2- $200) when you open an account via a referral link. No initial deposit is required, though you need to deposit $25 in order to make your first withdrawal (you can also withdraw your initial $25 too).
Dough is available for iOS or Android only.
referral link- https://dough.com/referrals?referral=XPSSX6DFNF&referredby=Mila

TradeUp

TradeUP is a commission free stock trading app which gives you a free stock (valued $2.50-250) for opening an account via a referral link. No initial deposit is required.
Additionally, they will give you a second stock (valued $8-$1000) for making a $100 deposit.
TradeUp is available for iOS or Android only.
referral link- https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1U

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.
Robinhood is available on iOS and Android, or you can use their website.
referral link- https://invite.robinhood.com/amadeor3/

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until August 15th, 2020. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://www.acorns.com/invite/TLBCPD/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.
Moomoo is available on iOS or Android only.
referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.
M1 Finance is available on iOS or Android only.
referral link- https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!
SoFi Invest is available on iOS or Android only
referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-
Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+
referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!
Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!
Referral link- https://share.personalcapital.com/x/oGFEyl

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
I would be grateful if you used my referral link-
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Constant

Constant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct

Celsius

Celsius is a cryptocurrency investing platform which will give you $40 for signing up using a referral code and depositing $200 worth of cryptocurrency. To get the full $40, enter the code "SUMMER" before making your first deposit. You must keep your deposit in the app for 30 days to get the full $40 bonus. You get $20 for the normal referral program and the additional $20 for entering the "SUMMER" code.
You can then withdraw the full $240 and close your account fee free.

Crypto.com

Crypto.com is a cryptocurrency investing platform which will give you $50 for signing up using a referral link, and "staking (aka, buying and holding) 1000 CRO (their special cryptocurrency, worth approximately $170) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $50 bonus crypto to celsius instantly.

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!
I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.
You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy
​
submitted by TylerLozano to clicksforbeermoney [link] [comments]

Max $5147, $1391 guaranteed- ServiceCU,Wings,Oxygen,SoFiMoney/Invest/Loans,Webull,Chime,Public,Aspiration, FirstTrade, Dough, Stash, Voyager, Moomoo, Root, TradeUP, Gemini, Qapital, Robinhood, M1, Acorns, ChaseFreedom, DiscoverIT, E*Trade, PMCU, SkyOne, Orchid, PersCap, Constant, Celsius, Crypto.com

There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Banks

Stocks

Cryptocurrency

Credit Cards

Other

--Details on each offer below--

Banks-

SoFi Money

SoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
And you can close the account at any time with no fees or consequences-
I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from most bank accounts and still get the bonus.
referral link- https://chime.com/milazadrozny

Wings

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
No fees, no catches, can withdraw and close account any time fee free.
referral link-https://www.wingsfinancial/newcustform/109cb9ea

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Stash

Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
referral link- https://get.stashinvest.com/amadeowpr10

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, fee free!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

Oxygen

Oxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily game this). PM me if you want a link for this one.

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Public

Public is another commission free stock trading app which gives you a free stock (valued up to $50) when you create an account via a referral link. No initial deposit is required.
Public is available on iOS or Android only.
referral link- http://share.public.com/rayruiu

FirstTrade

FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to $200) when you open an account via a referral link. No initial deposit is required.
FirstTrade is available on iOS or Android only.
referral link- https://share.firstrade.com/MilaAQOK

Dough

Dough is a commission free stock trading app which gives you a free stock (valued $2- $200) when you open an account via a referral link. No initial deposit is required, though you need to deposit $25 in order to make your first withdrawal (you can also withdraw your initial $25 too).
Dough is available for iOS or Android only.
referral link- https://dough.com/referrals?referral=XPSSX6DFNF&referredby=Mila

TradeUp

TradeUP is a commission free stock trading app which gives you a free stock (valued $2.50-250) for opening an account via a referral link. No initial deposit is required.
Additionally, they will give you a second stock (valued $8-$1000) for making a $100 deposit.
TradeUp is available for iOS or Android only.
referral link- https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1U

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.
Robinhood is available on iOS and Android, or you can use their website.
referral link- https://invite.robinhood.com/amadeor3/

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until August 15th, 2020. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://www.acorns.com/invite/TLBCPD/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.
Moomoo is available on iOS or Android only.
referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.
M1 Finance is available on iOS or Android only.
referral link- https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!
SoFi Invest is available on iOS or Android only
referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-
Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+
referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!
Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!
Referral link- https://share.personalcapital.com/x/oGFEyl

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
I would be grateful if you used my referral link-
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Constant

Constant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct

Celsius

Celsius is a cryptocurrency investing platform which will give you $40 for signing up using a referral code and depositing $200 worth of cryptocurrency. To get the full $40, enter the code "SUMMER" before making your first deposit. You must keep your deposit in the app for 30 days to get the full $40 bonus. You get $20 for the normal referral program and the additional $20 for entering the "SUMMER" code.
You can then withdraw the full $240 and close your account fee free.

Crypto.com

Crypto.com is a cryptocurrency investing platform which will give you $50 for signing up using a referral link, and "staking (aka, buying and holding) 1000 CRO (their special cryptocurrency, worth approximately $170) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $50 bonus crypto to celsius instantly.

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!
I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.
You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy
​
submitted by TylerLozano to friendlyreferrals [link] [comments]

Max $5147, $1391 guaranteed-ServiceCU,Wings,Oxygen,SoFiMoney/Invest/Loans,Webull,Chime,Public,Aspiration,FirstTrade,Dough,Stash,Voyager,Moomoo,Root,TradeUP,Gemini,Qapital,Robinhood,M1Finance,Acorns,ChaseFreedom,DiscoverIT,E*Trade,PremierMembersCU,SkyOne,Orchid,PersonalCap,Constant,Celsius,Crypto.com

Max $5147, $1391 guaranteed-ServiceCU,Wings,Oxygen,SoFiMoney/Invest/Loans,Webull,Chime,Public,Aspiration,FirstTrade,Dough,Stash,Voyager,Moomoo,Root,TradeUP,Gemini,Qapital,Robinhood,M1Finance,Acorns,ChaseFreedom,DiscoverIT,E*Trade,PremierMembersCU,SkyOne,Orchid,PersonalCap,Constant,Celsius,Crypto.com
There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Banks

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"
Select "Yes" and paste this code: P2K0413361801
Full guide on this referral bonus- https://www.reddit.com/clicksforbeermoney/comments/iazm3p/easy_100_bonus_from_service_credit_union_fo

Stocks

Cryptocurrency

Credit Cards

Other

  • Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks. (Need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus anyway).
  • SoFi Loans: Free $300 for refinancing a student loan or taking a personal loan.

--Details on each offer below--

Banks-

Service Credit Union

Service Credit Union has an awesome new referral opportunity where they pay out $100 for anyone who signs up for an Everyday checking account account using a referral code and direct deposits $500. However, you can deposit the money directly from virtually any bank, or do a mobile check deposit, and you will still get the bonus!
And you can close the account at any time with no fees or consequences-
Sign up using this link-
https://servicecu.org/pays-2-know-referred/
On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"
Select "Yes" and paste this code: P2K0413361801
If you don't enter this promo code, you will not get the bonus, so please be sure to!
They also require you to sign up for the American Consumer Council if you live outside of Massachusetts or New Hampshire (their target locations). Luckily, signing up for that association is easy and free. To do that, sign up using the form below and use membership code "consumer" to get it for free. You only need to fill out the One person per application: section.
https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org
This is a relatively new referral offer, but easily one of the easiest and highest paying ones out there.
I made a guide with more detailed info on the steps to complete this referral offer, you can check it out here-
https://www.reddit.com/clicksforbeermoney/comments/iazm3p/easy_100_bonus_from_service_credit_union_fo

SoFi Money

SoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
And you can close the account at any time with no fees or consequences-
I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from most bank accounts and still get the bonus.
referral link- https://chime.com/milazadrozny

Wings

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
Additionally, they give you an extra $300 bonus for doing the $300 direct deposit. Very generous bonus, $350 in total! No fees, no catches, can withdraw and close account any time fee free.
referral link-https://www.wingsfinancial/newcustform/109cb9ea

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Stash

Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
referral link- https://get.stashinvest.com/amadeowpr10

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, fee free!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

Oxygen

Oxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily game this). PM me if you want a link for this one.

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Public

Public is another commission free stock trading app which gives you a free stock (valued up to $50) when you create an account via a referral link. No initial deposit is required.
Public is available on iOS or Android only.
referral link- http://share.public.com/rayruiu

FirstTrade

FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to $200) when you open an account via a referral link. No initial deposit is required.
FirstTrade is available on iOS or Android only.
referral link- https://share.firstrade.com/MilaAQOK

Dough

Dough is a commission free stock trading app which gives you a free stock (valued $2- $200) when you open an account via a referral link. No initial deposit is required, though you need to deposit $25 in order to make your first withdrawal (you can also withdraw your initial $25 too).
Dough is available for iOS or Android only.
referral link- https://dough.com/referrals?referral=XPSSX6DFNF&referredby=Mila

TradeUp

TradeUP is a commission free stock trading app which gives you a free stock (valued $2.50-250) for opening an account via a referral link. No initial deposit is required.
Additionally, they will give you a second stock (valued $8-$1000) for making a $100 deposit.
TradeUp is available for iOS or Android only.
referral link- https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1U

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.
Robinhood is available on iOS and Android, or you can use their website.
referral link- https://invite.robinhood.com/amadeor3/

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until August 15th, 2020. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://www.acorns.com/invite/TLBCPD/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.
Moomoo is available on iOS or Android only.
referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.
M1 Finance is available on iOS or Android only.
referral link- https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!
SoFi Invest is available on iOS or Android only
referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-
Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+
referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!
Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!
Referral link- https://share.personalcapital.com/x/oGFEyl

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
I would be grateful if you used my referral link-
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Constant

Constant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct

Celsius

Celsius is a cryptocurrency investing platform which will give you $40 for signing up using a referral code and depositing $200 worth of cryptocurrency. To get the full $40, enter the code "SUMMER" before making your first deposit. You must keep your deposit in the app for 30 days to get the full $40 bonus. You get $20 for the normal referral program and the additional $20 for entering the "SUMMER" code.
You can then withdraw the full $240 and close your account fee free.

Crypto.com

Crypto.com is a cryptocurrency investing platform which will give you $50 for signing up using a referral link, and "staking (aka, buying and holding) 1000 CRO (their special cryptocurrency, worth approximately $170) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $50 bonus crypto to celsius instantly.

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!
I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.
You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy
https://preview.redd.it/xo3ohxq0pvi51.jpg?width=800&format=pjpg&auto=webp&s=a9082f6c85f3f63fba7778f541de3dcd08ee88aa
submitted by TylerLozano to referralcodes [link] [comments]

My 2020 work online guide: How to make at least $1,000 a month working online, get paid to do your taxes, and other ways to get free money.

So as a New Year starts to envelop us all, it is time for me to update my work online guide that I have been keeping up for going on two years. Thanks to another top post on the sub this morning, I was reminded of tax time fast approaching. This brought up the ways I need to make money to pay for taxes, that I still need to file, and a whole slew of other anxiety inducing thoughts. So, rather than sitting around and freaking out about it, I am writing out a modified guide with new info and hoping it helps someone else. I will also point out the sites that offer free and paid tax services as I discuss them.
Before the main post, I am including the best deals or opportunities that I have found online recently. This is all stuff I have verified as working in the last few weeks. These are all 100% legit ways to get free money and most are pretty easy. I am including ref links as some of them require it, but also including non-ref where I can.

Top deals for January 2020

Swagbucks $28 Hulu deal
Right now SB has another deal (they always have it) where you get credits to sign up to Hulu with the $5.99 plan. It usually is between $18 and $35 when you check, as they seem to change it day to day. Since this deal has new terms, the credits might be paid out immediately or after 32 days. The credits can be used for Amazon GC or PayPal credit (both take a few days to get processed). Not only that, but you can get a $25 Amazon GC for $22 worth of points, so you can make even more. You can cancel the subscription after 8 days, but no sooner so you don't lose the points. So, five minutes of work for the equivalent of $12-$29 and a free month of Hulu. Non-ref
$25 from SoFi for opening an account and depositing $100
This one will require you to have $100 that you can do without for a few days. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $100 to the account, and wait for a few days. This is different than most bank account bonuses because it doesn't need direct deposit, just a regular $100 deposit. After the deposit clears (1-2 business days), SoFi will instantly give you $25 bonus. After you get the $25 bonus you can pull out all $125 and close the account or keep using it. Requires ref use for bonus.
Another $100 from SoFi but for stocks
Even though most of us don't have an extra grand laying around for this deal, I will include it for the people that do. After you get the $25 sign up bonus from SoFi Money, create and fund an invest account with $1,000. Since I (and you now) already had an account, it literally took under 5 minutes to set up and fund the account. Either way you do it, SoFi will give you an additional $50 in free stock of your choice. Keep it and hope it grows, or sell it for the quick $50 profit. Requires ref use for bonus.
$50 from Chime for opening an account and depositing $200
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out. Requires ref use for bonus.
$50 from eToro
This is a crypto trading account. The same deal as the other ones. Fund the account using the ref link and get $50. The wait time on this one is usually around 7 business days. Requires ref use for bonus.
$10-$150 in crypto for watching videos and answering quiz questions
Pretty much just watch and answer videos for varying types of crypto. The crypto you earn will get deposited into the wallet you create, which can then be cashed out into USD. Depending on the day, you can earn up to $150 if all free tokens are available. Non-ref
$10-$40 for signing up with OhmConnect
A great website if you have one of a few utility companies in California, Texas, or Toronto. OhmConnect supports PGE, SCE, SDGE, Smart Meter Texas, and Toronto Hydro. You essentially just connect your utility account, and earn points. You earn $10 after signing up and getting to a status level of Silver (took me like 10 minutes). $10 more if you connect a smart device like NEST. Requires ref use for bonus.
$50 for test driving a Hyundai
Pretty easy. Click the link, get your code, test drive a car, and get $50. I did this the last two years and I was in and out on my lunch break. Keep in mind to check all of the local big dealerships around you. In 2019 I hit up Hyundai, Ford, Kia, and Subaru for $200 in bonuses and tons of free coffee. No ref link included.
The following are ref links that I am putting in for a random Redditor or two, just to spread goodwill and try to give back to all of you. I get nothing from these and will be doing this for one or two random people every month. The Redditor(s) for January
Still looking
I am currently looking for ref links from other users to put here this year. I try to do new people every month, so if you have something LEGIT that can benefir you and someone else, drop me a PM.
Ok. On to the main post content. I will be using the same format I have used since 2018, with updates and any small changes needed. So if it looks familiar, that's because it is.
Hey everyone. This is an all-inclusive write-up compiling all of my past posts on how I am making upwards of $1,000 a month through the use of beermoney sites. Beermoney is, according to Urban Dictionary, "Extra money for non-essential payments, available for spending on luxuries, hobbies, or a fresh pint of your favorite draft." I use this definition, because this is (in most cases) not intended to be a primary source of income. This is a way to supplement what you already have. There is no way to know what you will make any given month, so do not count on it. My worst month I only made around $500 and my best I made over $4,000. You can also check out my post on using apps to save money and earn cash back. I need to update this post, but that is a job for another day.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will include time requirements to make this money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
I personally invest anywhere from 20 to 30 hours a week doing these sites, on top of my day job. Some days I will make $20 all day, and others I will make over $200. I prefer this, as opposed to a second job, because I can pay partial attention to a laptop and 'clock-out' when I want to focus on family or Netflix. This works better for my temperament and preferences.
Tech required: A working laptop, a cellphone (in some cases), an internet connection, and a fairly good amount of patience to learn. If you are in a position where these tools are not available, you can also do many of these from a library.
I put all of this info into an e-book, plus a TON of other stuff that was either written by me, or compiled from others (with their permission). Here is a link to it. If you tried even half of the stuff in the book, you would make your money back in less than a day.
The dollar amounts next to each site are what I made in 2018. I haven't made the time to update all of this, but it is substantial. In 2019 I cleared over $20,000 in additional income working online. Anyway, on to the revenue streams:
Respondent.io ($4,300): Studies - Most countries - This site allows users to screen for online or in-person surveys, interviews, and focus groups. The pay is amazing, easily averaging $125 per test. You take the qualification survey and if you score 100% on it you have about a 10% chance to get invited to take the survey by the coordinator. The site as a whole pays extremely well, but you have to fill out quite a bit of the qualification questionnaires to be invited to anything. I have personally filled out over 500 of them and have participated in about 40 actual surveys. It's more of a numbers game than anything else. Thankfully, each screener only takes me a few minutes to fill out and the pay for time invested is definitely worth it. Unfortunately, there has recently been a screener cap put in place, so choose wisely. I have made up to $300 with one hour of work doing an in person focus group. Most focus groups are done through webcam, so you don't even have to leave your house. They payout via PayPal 7 days after the activity is complete. For two of the last four years, I have used this site to find focus groups to file my taxes. They have both been paid for by Intuit. Not only do I get to file for free, but I get paid $200 to do it. I will definitely be on the look out again this year. Non-ref
SwagBucks ($775) Surveys – Majority of countries– This is more of a catch-all for stuff to do when you want to make and save money. You can do surveys, play games, and watch videos to earn points. You can also get cash back from using SB to visit and buy from different stores. You get paid in points which can be used to purchase gift cards or sent directly to PayPal. Each point is the equivalent of $0.01. Usually, SB will have deals where you can get certain gift cards for less. For example, a $20 Amazon gift card for 1800 SB points. The payout can be slow, but if you don’t mind running ads in the background, using a plug-in to save money while you shop, or killing time playing a game, SwagBucks can be a great way to earn $20 a month. Non-ref
Market Force Secret Shopping This is a new one for me that I just started a few weeks ago, but has shown to be pretty awesome so far. There are a ton of projects that I qualify near me and even a few to audit tax services. This means they will reimburse for the fee to get your taxes done, as well as pay you $75. If I cannot qualify for Respondent this year, I will be going here. You can also mystery shop fast food places, sit down restaurants, and normal shopping. All jobs show how much reimbursement you can get, as well as the flat rate. The only down side here is a pretty long wait for payment as they only pay out once a month. No ref link included.
Mturk ($3,142): Small tasks and surveys - US mainly. Confirmed also in Canada, Europe, & Aus. - I no longer do this as often as I used to, but money can still be made here. This site lets humans perform small tasks that robots still cannot do well. It is owned by Amazon. Downside is there are slim pickings on weekends and when colleges are out on vacation. I typically stick to surveys, but once in a while do batch jobs which there are more of. You have to wait a week for your first payout, which will go to an Amazon payment account. You can the get payouts one time per day after that. Approval for mturk can sometimes be a pain in the ass, almost impossible if you are not from the US, but is definitely worth it in my opinion if you can get approved. No ref link included.
Secret shopper US and Secret shopper UK ($485): In-person store evaluation - US and UK only - These links will take you directly to a sign-up page. US version populates with my ref code. Feel free to delete it before signing up, if you want. You will be taken to the app store where you can download the actual app on your phone. Essentially, you go to stores near you that are identified in the app and take pictures or videos of specific items. I like this one because I have the ability to make a few extra bucks if I am already out shopping. The pay for this one averages about $15/hr. Note: I have not tried the UK version, but it was recommended by another Redditor. Non-ref
Usertesting ($800): Website evaluation - US & maybe select others - This site allows you to review new websites and apps. The pay is usually $10 per recorded test lasting 10-15 minutes. Sometimes the pay is more, but never less. I average a few tests a week. Some weeks I will get a dozen tests, other weeks nothing. This one is great to practice your feedback skills, which open up a lot of other doors. Pay is through PayPal, one week (to the minute) after the test is complete. No ref link included.
Redbubble ($305) 25% off ref code for first order over $40: T-shirt creation - Worldwide - After getting rejected by merch by Amazon, I came here. You design and publish t-shirts, phone cases, and about 20 other mixed products, with each sell netting you a few bucks. They are based in Australia, and do pay-outs once a month on the 15th via PayPal. You do all of the uploading and just wait for people to find it with keywords or searches. Great if you are artistic or know how to use any creative software. This site is usually hottest for me around the holidays, but averages me about $40 a month in completely passive income after a dozen hours of uploading stuff. No ref link included.
Prolific.ac ($3,500): Based in the UK, this used to be one of my favorites because they pay in Great British Pound (GBP) which is the equivalent to 1.25x the USD. Prolific is similar to Mturk (listed earlier) in that all you do is fill out surveys. Pay is better than Mturk, but the availability of surveys is not as great. In fact, I personally haven't seen a survey in months, but see others get them often. The initial questionnaire you have to fill out is a bit long taking me about 20 minutes, but ensures you qualify for every survey they show you and will never get disqualified for not meeting the demographic. You have to hit £5 before you can cash out, but you get this after a few days of watching for surveys. Leave it open in a tab and check it throughout the day. I wish I could do this one all day because the pay rocks, but I only see a few a day. They pay out in PayPal anytime you request it and have a balance of over £5. No rel link included.
Ebay ($190): Selling goods - Worldwide - Not much explanation needed here. You buy stuff in-person low, and sell online high. Here is a $2.99 beginner's guide dedicated to flipping that covers absolutely everything you need to know (also mine). No ref link included.
PlaytestCloud ($190): Video game testing - Many countries - This is just simple game testing. It is super fun, very quick, and you get to test new games before anyone else. They send you tests for different listed devices, you download the game file, and they record your screen and voice. The only issue I have with this one is that you are only able to test 3-4 games per month, at $9-$11 each. Paid almost immediately after each test via PayPal. No ref link included.
UsabilityHub ($15): App testing - Many countries - This one lets the user take quick one or two minute surveys on your opinion of an app screen. They pay for this averages to about $.10 a minute, so it is nothing spectacular. Just leave it open in another tab and take a quick survey when you hear a new one come available. No ref link included.
UserInterviews ($50): Studies - US & maybe select others - Similar to Respondent, but with less approval when filling out the demographics for each study.
Product Testing ($1,500): Mainly US & some UK/CA - There are places online that will pay you to leave positive/negative reviews for companies or purchase products. This is actually a big business model in China and other S.E.A. countries. Personally, I already know that Amazon reviews, Yelp, BBB, and everything in the middle are at least half fake reviews; so I may as well monetize on it. If this is something that sounds interesting, here is more info.
Reddit subs($2,300): It is super simple to use Reddit as more than a social media tool or news website. Knowing the right subs to subscribe to, and what to look for, can help you make a few extra hundred bucks a month. There are a ton that you can find small or medium jobs on, but I am only going to outline the top four that have worked for me.
/slavelabour: This sub is normally dedicated to doing cheap jobs for people, at cheap rates. I have both had things done for me here, as well as completed a lot of tasks. It may seem daunting at first, with people offering $2 to write an essay (seriously though.. no homework here), but there are gems to be found. Two of my best jobs have been creating meal plans for $60, and finding the name of a book for $80.
/WOIncomeReports: A gold mine of information on different websites to check out, gift card survey opportunities, and other generally helpful tips. I have never made money directly from there, but have gotten tools that have helped make at least a thousand over the last year. This section used to be for the original Work Online sub, but that has deteriorated. This sub has kind of died recently, but feel free to contribute.
/signupsforpay: Since slave labour does not allow paying people to sign up for websites, this is where to go to make a few bucks with signups. From connecting your gas and electric information, to signing up with Acorns, I have probably made a grand total of $100 here. Nothing overly special, but $100 is $100.
/giftcardexchange: This is one of my favorites, because you can buy and sell all of those gift cards you have/want. Have a $20 gift card from a family member that you will never use? Sell it here for 80-90%. Want to buy Amazon gift cards for less than face value? Get 'em here. I do a lot of buying on Amazon, so this sub has easily saved me hundreds over the course of using it. Caution: Trade carefully.
I know this is a lot of info and a bunch of it is repetitive from my last dozen posts, but if it aint broke, don't fix it. I wanted to provide as much info as possible for the compiled post, so I took what worked and added to it. Hope it helps and Happy 2020!
submitted by SuperSecretSpare to povertyfinance [link] [comments]

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Max $5147, $1391 guaranteed-Webull, Chime, Public, Aspiration, FirstTrade, Dough, Stash, SoFi Money/Invest/Loans, Voyager, Moomoo, Donut, Root ,TradeUP, Gemini, Qapital, Robinhood, M1 Finance, Acorns, Chase Freedom,DiscoverIT, Round, E*Trade, Juno, PremierMembersCU,SkyOne,Orchid,n26, PersonalCapital

Max $5147, $1391 guaranteed-Webull, Chime, Public, Aspiration, FirstTrade, Dough, Stash, SoFi Money/Invest/Loans, Voyager, Moomoo, Donut, Root ,TradeUP, Gemini, Qapital, Robinhood, M1 Finance, Acorns, Chase Freedom,DiscoverIT, Round, E*Trade, Juno, PremierMembersCU,SkyOne,Orchid,n26, PersonalCapital
There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Stocks

Banks

Cryptocurrency

Credit Cards

Other

  • Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks. (Need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus anyway).
  • SoFi Loans: Free $300 for refinancing a student loan or taking a personal loan.

--Details on each offer below--

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Public

Public is another commission free stock trading app which gives you a free stock (valued up to $50) when you create an account via a referral link. No initial deposit is required.
Public is available on iOS or Android only.
referral link- http://share.public.com/rayruiu

FirstTrade

FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to $200) when you open an account via a referral link. No initial deposit is required.
FirstTrade is available on iOS or Android only.
referral link- https://share.firstrade.com/MilaAQOK

Dough

Dough is a commission free stock trading app which gives you a free stock (valued $2- $200) when you open an account via a referral link. No initial deposit is required, though you need to deposit $25 in order to make your first withdrawal (you can also withdraw your initial $25 too, so this is a fairly easy requirement to fulfill).
Dough is available for iOS or Android only.
referral link- https://dough.com/referrals?referral=XPSSX6DFNF&referredby=Mila

TradeUp

TradeUP is a commission free stock trading app which gives you a free stock (valued $2.50-250) for opening an account via a referral link. No initial deposit is required.
Additionally, they will give you a second stock (valued $8-$1000) for making a $100 deposit.
TradeUp is available for iOS or Android only.
referral link- https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1U

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.
Robinhood is available on iOS and Android, or you can use their website.
referral link- https://invite.robinhood.com/amadeor3/

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until August 15th, 2020. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://www.acorns.com/invite/TLBCPD/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.
Moomoo is available on iOS or Android only.
referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. It includes zero commission trading, and has a popular subreddit community behind it! If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.
M1 Finance is available on iOS or Android only.
referral link- https://m1.finance/J6aLCt6SRGdW

Round

Round is an online auto-investing app (iOS only) which is offering a free $20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get $100 if you deposit $10,000.
Round is available on iOS only.
referral link- https://app.investround.com/inviteCode/amadeo-r360s0

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!
SoFi Invest is available on iOS or Android only
referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-
Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+
referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!
Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!
Referral link- https://share.personalcapital.com/x/oGFEyl

Banks-

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements-
Ally, Charles Schwab, Chase, Circle Pay App, Discover, Hancock Whitney, Huntington, PNC, Serve, TD Bank, USAA, US Bank, Wells Fargo.
referral link- https://chime.com/milazadrozny

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Stash

Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
referral link- https://get.stashinvest.com/amadeowpr10

SoFi Money

SoFi is a bank/app that give out $25 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
And you can close the account at any time with no fees or consequences-
I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Juno

Juno is a banking app is that is giving out a free $25 for anyone who signs up for for a checking account using a referral link and makes a $1000 deposit once the product officially launches. So all you have to do is open an account with a referral link, wait for the product to officially launch, make a $1000 deposit, and then get your $25 bonus! You can then instantly collect the bonus and then take it all back.
And you can cancel the account at any time with no fees or consequences-
https://bankonjuno.com/referral/AMADjJsl

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, fee free!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

N26

N26 is a banking app (iOS/Android) which will pay you $10 for opening an account and spending $10 or more on a single purchase using their debit card.
The account has absolutely no fees and can be closed at any time. Account signup only takes a few minutes. You need to fund your N26 account from another bank with enough money to make the $10+ purchase. The debit card is shipped to you immediately after account signup. You receive the $10 bonus in the form of a statement credit.
N26 is available on iOS or Android only.
referral link- https://n26.com/amadeor4364

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
I would be grateful if you used my referral link-
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Donut

Donut is a cryptocurrency investing app (iOS only) which will give you $10 for signing up using a referral link and depositing $10. The deposit is automatically invested in bitcoin. You can sell the bitcoin immediately to avoid any risk. They pay out almost instantly (it took me 5 minutes to get my bonus), and you can withdraw instantly.
So all you have to do is download the app using a referral link, enter my referral ID (@annprod) when prompted, deposit $10, and you should get your $10 bonus within minutes. You can then sell your bitcoin, withdraw your money + the bonus, and close the account fee free if you wish.
https://donut.app.link/annprod/i/CVx0dbRMR

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!
I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.
You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy
https://preview.redd.it/hnrud9b5f2e51.jpg?width=760&format=pjpg&auto=webp&s=ceb38921967c007b3da30419797ea34ab35bfe47
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